science Desk
Dateline: Wire Chronicle BureauNot in a FEMA flood zone? Your home could still be at risk—and you could suffer more than your neighbor
If your home isn't in a federally designated flood zone, flooding might seem like someone else's problem. No one requires you to buy flood insurance, and the map suggests you're in the clear. But reality may be very different...
Meera NambiarDiplomatic Affairs Editor • Wire Chronicle
Monday, November 2, 2026 at 9:40 PM•1 min read

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If your home isn't in a federally designated flood zone, flooding might seem like someone else's problem. No one requires you to buy flood insurance, and the map suggests you're in the clear. But reality may be very different...
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